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As you age, you may need more help when it comes to living on your own due to medical issues. If you should need to hire in-home care or go into a nursing facility, the costs are often incredibly. Most people need to rely on insurance to help them pay for care costs...
Planning ahead for any long-term care that you may need in the future is the key to protecting your assets. In between the high cost of long-term care and Medicaid's eligibility requirements, a failure to plan accordingly may result in the loss of your assets. A...
When your financial situation prevents you from affording health care in New York, Medicaid can provide supplemental income for your medical needs. The process of qualifying for Medicaid requires thorough action on your part to verify your situation and establish your...
Millions of Americans pay into Medicaid without truly understanding how it works. The most important thing to note is that you do not need to retire to access the benefits. There are several other instances where you might become eligible and need to do some Medicaid...
An important part of planning for the future is considering how to pay for health care costs as one gets older. Long-term care facilities can eat up savings and assets quickly, leaving even well-off couple struggling to keep up with payments. Medicaid is a program...
People are living longer lives today than in generations past. Because of this, long term health care is quickly becoming an important part of estate planning. While long term care insurance is something that can help preserve your assets, it may not always be a...
In general terms, a skilled nursing facility would be a place for you or your loved one to receive a level of care somewhere between a hospital and a residential assisted-living program. All certified nurses should have a certain level of skill, so this is not a term...
It is no secret that medical care is expensive. For seniors, it is a huge expense that many cannot afford. While they will have Medicare coverage that will provide some assistance with medical costs, it often does not offer enough coverage to make all care affordable....
If you have a loved one with a disability who relies on Medicaid, you may be surprised to hear that your financial support could get them kicked off the program. Acquiring assets can affect their eligibility for Medicaid and other government assistance. If your loved...
As we move through our lives, our health challenges tend to become more serious. Even if you have saved a substantial amount for retirement, you could easily see those savings eaten away by the cost of health care, especially long-term care. Unfortunately, if you’re...
